Debt is a tough thing to master and control.
Sometimes debt is a good thing. Sometimes debt is a frightening, evil monster.
All too often we spend without a real plan on how to pay for it. Then our debt grows to the point where it seems impossible to get out of. Then instead of facing it, it gets ignored and pushed aside. Just another expense.
Sometimes debt is a good thing. Like when we borrow to invest for example. The most common example of this is a mortgage.
The trick with debt is knowing how to use debt wisely and keeping it under tight control.
How can you get out of debt? What options do you really have? Should you have credit cards or not? What if your credit score is bad? These are all great questions and you might be surprised at the answers.